I'm moving abroad: will my policy still cover me?
It depends on the policy and where you are moving. Many life policies continue to cover you abroad, but some have restrictions for certain countries or long stays. Income protection and critical illness cover may have conditions about claims made overseas. Tell your insurer before you move and ask for confirmation in writing.
Payments
Most UK policies need premiums paid from a UK bank account. Check how you will keep paying.
Claims from abroad
Insurers may need medical evidence from recognised doctors and translations. Some income protection benefits are limited while you are abroad.
Keep your details up to date
Give the insurer your new address and contact details so they can reach you.
This article is general information about UK protection insurance, not personalised financial advice. Policy terms vary between insurers and products, so always check your own policy documents.
Last updated 27 October 2026