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Knowledge base

Protection Insurance Knowledge Base

Understand life insurance, critical illness cover and income protection with clear, practical explanations of how UK protection insurance works. Explore common questions about policies, claims, underwriting, trusts and managing existing cover.

    Topics
    Life insuranceTypes of life cover, terms, joint policies and how cover works.18 articlesCritical illness coverWhat critical illness policies cover, partial payments and children's cover.14 articlesIncome protectionDeferred periods, occupation definitions, benefit limits and returning to work.15 articlesUnderwriting and medical disclosuresHealth, smoking, loadings and what your insurer needs to know.13 articlesClaims and exclusionsMaking a claim, timescales, exclusions and what to do if a claim is declined.16 articlesTrusts and beneficiariesTrusts, trustees, beneficiaries and inheritance tax.11 articlesPolicy management and cancellationsPremiums, payments, changes, indexation, cancelling and switching.30 articlesLife events and reviewsWhen to review your cover after changes in your life.26 articlesSupport and your rightsComplaints, scams, data and extra support when you need it.8 articles
    Common questions
    Unpacking...