Life insurance

Types of life cover, terms, joint policies and how cover works.

• Level, decreasing and increasing life insurance: what's the difference?
• What happens when my life insurance term ends?
• Single vs joint life cover: what's the difference?
• Why has my premium gone up when my cover hasn't?
• Guaranteed vs reviewable premiums: are my premiums fixed?
• I have death-in-service cover: do I still need life insurance?
• Can life insurance be used for funeral costs?
• Can I cash in my life insurance?
• Does whole-of-life insurance ever expire?
• What is a guaranteed insurability option?
• What is life insurance and how does it work?
• How much life insurance do I need?
• Do I need life insurance if I don't have a mortgage?
• What is family income benefit?
• Does life insurance pay out for suicide?
• Can I get life insurance with a pre-existing medical condition?
• Can I have more than one life insurance policy?
• Is life insurance payout taxable?