Can I add or remove a trustee?
Usually, yes, depending on the trust. Many insurer trust forms allow the settlor or existing trustees to appoint new trustees or remove existing ones by completing a deed of appointment or removal. The rules are set out in the trust document. Because trusts are legal arrangements, some changes may need professional advice.
How to make the change
Contact your insurer for the correct form. All parties required by the trust will usually need to sign. Send the completed deed to the insurer so their records are updated.
Choosing trustees
Trustees should be people you trust to act in your beneficiaries' interests. Many people choose at least two, so there is someone to act if one is unable to.
Keep everyone informed
Make sure new trustees know about the policy and where the documents are kept, so they can make a claim when needed.
This article is general information about UK protection insurance, not personalised financial advice. Policy terms vary between insurers and products, so always check your own policy documents.
Last updated 27 October 2026