I've moved house — what do I need to update?

All protection
The short answer

Tell your insurer your new address and contact details so they can reach you. Then check whether the move has changed your mortgage, household costs or who lives with you, as your cover may need reviewing. If your mortgage has increased, your life or critical illness cover may no longer be enough.

Mortgage-linked cover

Decreasing cover arranged for your old mortgage may not match the new one.

Bank details

If you changed bank accounts too, make sure your direct debits moved correctly.

Guaranteed insurability

Some policies let you increase cover after moving home without full medical questions.

Sources

MoneyHelper

This article is general information about UK protection insurance, not personalised financial advice. Policy terms vary between insurers and products, so always check your own policy documents.

Last updated 27 October 2026