How do I change the bank account my premium comes from?
Contact your insurer to set up a new direct debit from your new account. Many insurers let you do this online or by phone. Keep your old account open, or the old direct debit active, until the insurer confirms the new one is in place, so no payment is missed.
If you are switching banks
The Current Account Switch Service usually moves direct debits automatically. Check your insurer's payment still goes through on the new account.
Watch the next payment
Confirm the first payment from the new account has been taken.
If a payment fails
Contact the insurer straight away to avoid your policy lapsing.
This article is general information about UK protection insurance, not personalised financial advice. Policy terms vary between insurers and products, so always check your own policy documents.
Last updated 27 October 2026