I've changed my name: do I need to tell my insurer?
All protection
The short answer
Yes. Tell your insurer so your records match your identification, which helps avoid delays if you make a claim. They will usually ask for evidence, such as a marriage certificate or deed poll. Your policy continues as normal and does not need to be replaced.
Bank details
If your bank account name changes too, check your direct debit continues.
Trusts
If you are a trustee or beneficiary of a trust, let the insurer know so the trust records can be updated.
Other changes at the same time
Marriage or divorce is also a good moment to review your cover and beneficiaries.
Sources
This article is general information about UK protection insurance, not personalised financial advice. Policy terms vary between insurers and products, so always check your own policy documents.
Last updated 27 October 2026